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Statement vs. Invoice: What’s the Difference in 2025?

In this article, we will explore the differences between an invoice and a statement. Read on to learn more.

statement vs invoice

What Is a Statement?

A statement is a summary of what you owe for a service or purchase over a specific period. It shows your charges, payments, and the total balance due, making it easy to track and pay your bills.

Example: For example, a streaming service’s billing statement might show your Standard Plan charge of $15.49, a $5 late fee, and a total balance of $20.49 to be paid.

invoice vs statement

Unique Characteristics of a Statement

Here are some of the distinct qualities of a statement:

1. Summarizes Multiple Transactions

A billing statement provides an overview of all account activity within a specific time period. This includes outstanding balances, payments made, and any fees or adjustments.

2. Tracks Cumulative Balances

Statements show the total amount owed by the customer, including balances carried forward from previous periods. This helps customers and businesses track long-term account activity.

3. Highlights Payment History

Billing statements include a record of payments made during the billing cycle. This transparency helps customers verify their transactions and ensures accurate record-keeping.

4. Serves as a Reminder for Outstanding Payments

Statements act as periodic reminders for customers with unpaid balances. They often include a "minimum payment due" or "total due" to encourage timely payments.

5. Provides an Account Overview for the Customer

Statements offer a comprehensive snapshot of the customer's account status, making it easier to review all transactions in one place. This is especially useful for accounts with ongoing activity or recurring charges.

difference between invoice and statement

What Is an Invoice?

An invoice is a document a seller sends to a buyer to request payment for goods or services. It lists what was provided, the cost, and payment details to make the transaction clear.

Example: For example, a laptop company invoice might show the purchase of a Latitude 5430 laptop for $1,200 and a $50 shipping fee, totaling $1,250. It includes payment instructions and a due date.

Unique Characteristics of an Invoice

Here are some of the distinct qualities of an invoice:

1. Specifically Requests Payment

An invoice is a formal request for payment sent after goods or services have been provided. It outlines the exact amount owed and often includes a due date for payment.

2. Includes Itemized Details

Invoices provide a breakdown of the products or services rendered, including descriptions, quantities, and prices. This level of detail ensures transparency and prevents disputes.

3. Clearly States Payment Terms

Invoices specify payment terms, such as due dates, acceptable payment methods, and any late payment penalties. These terms help set clear expectations between the business and the customer.

4. Used for Single Transactions

Each invoice is typically tied to a specific transaction or order. This makes it easier to match payments to individual purchases.

5. Acts as a Legal Document

Invoices are often considered legal proof of a transaction and can be used in disputes or for tax purposes. They serve as a formal record of what was sold and the amount owed.

6. Triggers Payment Process

The issuance of an invoice is the starting point for a customer’s payment process. It prompts the customer to fulfill their financial obligation for the transaction.

Statement vs. Invoice: Are They the Same?

Statements and invoices may seem similar but they serve different purposes. We will explore these differences below.

Purpose

  • Invoice: An invoice is a request for payment for goods or services already provided. It is issued at the time of sale or completion of a service.
  • Statement: A billing statement provides an overview of a customer’s account activity over a period of time, showing the amounts owed and any payments or adjustments made. It typically summarizes multiple transactions.

Content

  • Invoice: Includes specific details about individual items or services, such as descriptions, quantities, rates, and the total amount due for that particular transaction.
  • Statement: Lists a summary of outstanding balances, previous payments, and adjustments for all transactions during a billing cycle, often including more than one invoice.

Timing

  • Invoice: Issued at the point of sale or service completion to request immediate payment or within a specified payment term (e.g., due within 30 days).
  • Statement: Issued periodically, typically monthly or quarterly, to show the cumulative total owed by the customer over that period.

Payment Focus

  • Invoice: Directly requests payment and typically specifies a due date for the amount listed.
  • Statement: More of a reminder or update of the current account status and is usually less focused on immediate payment than an invoice. It can also show overdue amounts.

We hope that you now have a better understanding of the main differences between a statement and an invoice. If you enjoyed this article, you might also like our article on sales order vs invoice or our article on the difference between a quote vs invoice.